Home Improvement Loans

Are you looking to make some improvements to you home? Whether you are looking to install double glazing, add a conservatory or extension, maybe convert your loft or simply redecorate? First Choice Finance have a large selection of home improvement loans to suit most circumstances, simply complete the short enquiry form or call our team on 0800 298 3000 (landline), 0333 0031505 (mobile) for a no obligation free quote. Depending on the product you are interested in, the amount of money you require and the term you would like to spread the payments over we have access to personal unsecured loans, secured personal loans, guarantor loan and remortgages

Conservatory Loans

A conservatory can provide a versatile space and can be used as a sun room, dining room, breakfast area, a bedroom, family den, study or even a kitchen. One of the real advantages of conservatories over any other type of extension is that they let in the light and warmth from the garden whilst at the same time providing shelter from the elements. Although a conservatory will probably add value to your home a conservatory can also be an expensive investment that you may need to finance with a loan, First Choice Finance can help you get the money finding a loan plan that suits your needs and requirements.

Double Glazing Finance

With heating bills on the increase getting some double glazing could prove helpful in saving you money on your monthly or quarterly heating bill, double glazing insulates your home keeping heat in, as well as sound out. First Choice Finance can help you finance your new double glazing helping you spread the payments to suit you.

New Kitchen

The kitchen is the hub of the home and if you have an old outdated kitchen in need of a refresh, First Choice Finance could help you fund the project, whether you are just adding in new cupboards or a total overhaul including new appliances, we really could help you find a loan to make it all happen, either large or small amounts can be borrowed.

House Extension or Loft Conversion

If you love your current home and don`t want to move house but you need more room whether its because your family has increased in size or maybe you`re just looking for a space for you to escape the kids. House extensions can be used to add another bedroom, increase the size of your kitchen, add a dinning room or study, or maybe even a music studio for those ``wanna be pop stars``. Whatever you are considering then First Choice Finance could help you arrange finance for your extension helping you throughout the loan process until the money is in your account.

Any Other home improvements you can think of.

Listed above are just a few home improvements we have helped people borrow money for, the full list is extensive and include other home improvement projects such as redecorating, landscape gardening, building a garage, buying new furniture and the list goes on, so whatever improvements you are undertaking, please contact us for a no obligation free quote.

Nearly everyone wants to make improvements to there home and a home improvement loan is able to help you obtain money the money and spread the cost over a longer period of time, helping you make your home improvements more affordable. With loan terms from 3 years up to 25 years, with loan amounts up to £100,000.

When looking at home improvements there are many different options from some interior decorating, to increasing the size of your home by adding an extension or conservatory.

Common Home Improvements

• Home Extension - Adding an extension to your home can help give you an increased living space, a kitchen, bathroom, utility room, additional bedroom, office or any other room you are wishing to add to your home. There are many different options available for adding an extension, as well as normal building options; other ways of extending your home include adding a conservatory or converting your loft. Adding a extension can vary in price from £10,000, £20,000, £30,000, £40,000 home improvement loan or any other amount you may require complete our simple online enquiry form for a free no obligation loan quote
• Redecorating - From giving your property a lick of paint to hiring an expert interior decorator, First Choice Finance can help you borrow both small amounts to much larger loans.
• Garden and Landscaping - Many British homeowners enjoy spending time in their garden, make the most of the garden by making it beautiful with a landscape gardening, or the addition of a sun room.

Homeowner Secured Loans 9.8% APRC. Representative example: Borrow £50,000 over 180 months. 60 months at 8.1%, £497.83 pcm fixed at 60% LTV. Then 120 months at 10.1%, £539.89 pcm variable. Total payable £94,656.60. Total cost of credit £44,656.60 (including: £795 lender fee, £985 broker fee & £42,876.60 interest). First Choice are tied to certain loan providers.

Mortgages & Remortgages 8.4% APRC. Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Unsecured Personal Loans REPRESENTATIVE 49.9% APR (VARIABLE) First Choice are tied to certain unsecured lenders.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Security is required on immovable property.

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.